Employees complain about IMQs for three main reasons:

1. If they have to fill out more than one questionnaire, and you’re using paper, they will be unhappy about having to answer the same questions multiple times.
2. It requires a separate login from wherever they elect their benefits.
3. It mixes questions about benefits enrollment with health questions, which is confusing as some employees may think that they are being asked to enroll in benefits.

With BernieForms, no matter how many health questionnaires you include, employees will only receive one centralized form, so they do not have to answer the same question more than once.

Additionally, BernieForms offers single sign on with BerniePortal, meaning employees can use the same login information to access BernieForms.

BernieForms is a single-purpose product, designed solely for the purpose of collecting the health information requested on carrier health questionnaires. Benefits enrollment questions are not mixed with health questions.

It might also help you win new business. With BernieForms, you can get quotes for a prospect that you otherwise would not have been able to because the prospect wouldn’t let you collect employee IMQs if you weren’t using BernieForms.

Finally, it may enhance your reputation as a tech-savvy broker with your current clients.

This is because our research indicates that brokerages designate the task of coordinating health questionnaires to a single person in their agency. If it turns out there is demand for multiple people to have admin access to BernieForms, we can evaluate that as a feature request.

BernieForms will ask you for that API key when you click to import an employer from BerniePortal. Once you paste it in the field and submit, the employer will appear in your BernieForms list.

Then, you map each questionnaire to indicate where the employee data should fall on it. The purpose of this is to create one centralized, master questionnaire for employees.

If the questionnaire has fields that are not standard fields in BernieForms, you’ll just create those fields, selecting whether there should be optional answers or an open ended text field, then map them.

Why not?There are hundreds of questionnaires and carriers often make exceptions to how the questionnaires need to be filled out for different brokers. The questionnaires also get updated all of the time. Meanwhile, it only takes between 30 and 90 minutes to map a questionnaire. In BernieForms, brokers can manage their own questionnaire library and control the experience.

There are two rectangles – one for dependent information and the other for details about health conditions. The information for both of these appended sections will be collected from the employee automatically throughout the process – you do not have to do anything additional or map anything beyond the rectangle box.

1. Prospect: you’re getting the health questionnaire completed by employees of an employer prospect. In this situation, it would not be appropriate to be submitting benefit elections to the carrier anyway.
2. Quoting for a client: you’re getting the health questionnaire completed by employees of a client, but just for some options to present at renewal meetings. You don’t know that the client is going to move to the carrier. Again, it would not be appropriate to be submitting benefit elections to the carrier anyway.
3. New hire at a client: you’re getting the health questionnaire completed by a new hire of a client. Here, you do need to submit the employee’s benefit elections to the carrier. One option, if the carrier will accept it and it is otherwise appropriate, would be to submit the employee’s BerniePortal election sheet along with the questionnaire.